Hello! I'm your AI Financial Advisor. I have analyzed your complete financial profile and I'm here to help you optimize your finances. How can I assist you today?
5m ago
Financial Snapshot
Net Worth$456,789.00
Monthly Surplus$3,750.00
Total Debt$185,000.00
Payoff Target24 months
Pending Decisions 3
Refinance Credit Card #1
high
I found a balance transfer offer with 0% APR for 18 months. This could save you $2,450 in interest.
Save $2,450.00
Optimize 401(k) Contributions
high
Increase your 401(k) contribution to 8% to maximize employer match. This is essentially free money.
Save $1,800.00
Switch Phone Plan
medium
Your current plan costs $85/mo. A comparable plan with another provider is $60/mo.